A 1.7B on-device language model for Indian bank SMS parsing and personal finance coaching. FinAI SLM is a Qwen/Qwen3-1.7B derivative fine-tuned with QLoRA SFT for the FinnDot expense tracker app. It runs entirely on-device — no cloud calls, no user data leaves the phone. The model handles English, Hindi, Hinglish, Tamil, Telugu, Marathi, and Bengali bank SMS. v1 → v2: R-EM +5.2 pp, chat groundedness +36 pp, false-parse 28.57% → 0.54%. No user SMS. No real financial data. Fully synthetic. Split hygiene: assignment unit is (bank, templateid), not individual SMS. All variants of a template stay in one split. See ml/data/manifest/SHA256SUMS. Pre-registered before looking at test scores…
Independent publisher
Finndot India Pvt Ltd
finndot
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