A 0.6B Qwen3 fine-tuned for one job: being the language layer of Pulse Local, a Mac app where a personal-finance assistant, its ledger and every question stay on the user's own machine. It is published so the app can download it on first launch. Beyond that download, the app's Local Mode makes only an optional check for a newer version, which can be switched off and sends nothing about the user. Its optional Connected Mode adds a bank feed through Plaid; even then the model, the ledger and every question stay on the machine. Read this before you try it as a general assistant: on its own it is not one. On our private 48-question finance benchmark this model alone scores about 55 out of 100.…